Control BI severity at FNOL before it escalates

Optimized

Claims Triage

Faster Processing Times

Improved Efficiency

CATEGORY: AI Predictive Analytics

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See Snapsheet in Action

Who is Talem AI

Bodily injury severity is one of the most expensive blind spots in auto claims. Frequently misclassified at FNOL before medical records, treatment histories, or attorney involvement surface.

Talem AI addresses that gap directly. Their platform draws from submitted photos, intake data, and clinical inputs to deliver severity assessments within minutes of first notice. Adjusters get the context to make informed triage decisions from day one — not after reserves have already been set wrong.

Why We Partnered Together

Snapsheet automates the claims workflow. Talem AI strengthens the decisions inside it.

When Talem's crash and injury intelligence is embedded directly into the Snapsheet claim file, adjusters don't have to leave their workflow to access severity analysis, it's already there. Talem's analysis triggers automatically when a claim moves. A photo upload, an ICD code update, new medical input, etc., and the file updates as the claim develops.

Continuous decision support, from FNOL through resolution.

Benefits of the Snapsheet and Talem AI Partnership

With Talem AI's technology embedded directly into Snapsheet's platform, insurers get immediate access to severity intelligence when it matters most.

Optimized Claims Triage

Comprehensive severity insights drive efficient claim routing and faster adjudication decisions

Faster Processing Times

Carriers see a 50–70% reduction in handle time

Lower Costs

Up to 55% reduction in claim settlement dollars

Core Functions and Features

Talem AI and Snapsheet deliver an API-based integration built into the adjuster's existing workflow.

Crash and Injury Analysis

Analyzes submitted photos and intake data to produce Delta-V calculations, severity classifications, and injury plausibility assessments within minutes of FNOL.

Continuous Severity Intelligence

Talem's analysis updates as the claim develops. New diagnoses, treatment records, or medical inputs automatically trigger a reassessment, so reserve decisions reflect current data, not intake assumptions.

Data-Driven Adjudication

Severity insights are embedded directly in the Snapsheet claim file, giving adjusters the context to make faster, accurate routing, and settlement decisions.

Automated Workflow Triggers

Analysis initiates automatically based on claim events. Photo uploads, ICD code updates, medical record additions. Adjusters don't request it. It runs when the claim moves.

Get started with Talem AI and Snapsheet

BI severity misclassification doesn't announce itself. It shows up later in inflated reserves, extended cycle times, and settlements that didn't have to go that high.

This integration puts accurate severity intelligence into the hands of adjusters from FNOL. If you're looking to improve triage accuracy and give your team better data to work with then let's talk.

Bodily injury severity is often misunderstood early in a claim — and once reserves rise or handling escalates, it is difficult to reverse course. Our collaboration with Snapsheet brings structured severity assessment directly into the claim workflow, giving insurers earlier clarity on injury risk and claim trajectory.

With better information at intake and as the file develops, claims teams can route more appropriately, reserve more confidently, and manage outcomes with greater consistency. Our collaboration with Snapsheet represents a significant step forward in enhancing the efficiency and accuracy of auto insurance claims management.

By integrating Talem’s AI-driven predictions within Snapsheet’s modern claims platform, insurers will gain valuable insights into claim severity, enabling more effective claim routing and decision-making.

Matthew Kay
Chief Operations Officer, Talem AI

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